Howt to drafting a valid will?
Personal Finance

Essentials of a valid will in India

Will is the legal declaration of the person’s intention making the Will concerning his/her property and assets. We also call the person making the Will the Testator. In the declaration, the Testator mentions the desire to dispose of wealth after his/her death. Will is a very important document and therefore it is extremely critical to…

Make an investment plan in 2021
Personal Finance

Thumb rules to make an investment plan

An investment strategy aims to meet financial goals keeping in mind risk appetite and individual preferences. Creating an investment purpose serves as a guide to developing an investment plan – here are thumb rules to make an investment plan that help you begin and construct the investment framework: Define financial goals, i.e. state your investment…

when is the right time to sell your mutual fund
Personal Finance

How to know when to sell a mutual fund

Disposing investments is as essential as acquiring assets. Usually, investor plan to purchase assets, but forget to assign equal importance to understand the sale process. Quite often, investments are sold for the wrong reasons or at an inopportune time. Selling assets for reasons like having earned good returns, or not having earned returns, or having…

ESG - Future of sustainable investing in India
Personal Finance

Future of sustainable investing in India

ESG investing means pursuing an investing strategy considering the Environmental, Social, and Governance factors. This concept has evolved globally since the early 1970s and has picked up decent traction in India’s investment landscape. The sustainable investing methodology seeks to gain positive returns by investing in companies that meet specific criteria. Several fund houses have been…