Financial planning is all about goal setting, savings, corpus, timely evaluation of portfolio performance, etc. At least, that is what we believe it to be. In other words, financial planning is all about making things work in a particular direction. However, we often fail to acknowledge that addressing any deterrents that can derail your financial…
BSE Sensex mounted to 60,000 points last week, and NIFTY is eager to touch 18,000 levels. These are exciting times for investors but also confuse some who are trying to justify the highs. These heights look scary, especially amid the market uncertainties from global markets, the US and China markets. It is obvious to ponder how…
Is National Pension Scheme (NPS) a tax saving option or a long-term investment option? There is merit in exploring this question as we believe it is both, but if we have to choose one, it is more of the latter. The National Pension Scheme is an investment tool that focuses on your retirement needs. If…
To accumulate Rs 1 crore in 10 years is a significant milestone for any investor. In other words, to be able to collect such a massive corpus is an outstanding achievement. However, although substantial, the target is achievable through consistent investing and firmly believing in your investment decisions. There are two options to begin the…
Taxes are a part of life as you pay them each moment, directly or indirectly, knowingly or unknowingly, and in almost every transaction you conduct. Whether you like it or not is immaterial. In other words, there is little you can do about taxes, as paying them is inevitable. However, you can continually strategize to…
Sukanya Samriddhi Yojna (SSY) is a savings scheme to improve the financial independence of a girl child in India. The objective is to encourage families to save for the education and marriage expenses of a girl child. The Government of India launched Sukanya Samriddhi Yojana (SSY) in 2015 as a part of the ‘Beti Bachao…
Financial planning is about adding a structure to the investment process. First, one must gather thoughts and estimate the corpus requirements. Second, the investor must draft a robust investment strategy (or steps) to achieve the target. And, finally, make the necessary changes to accommodate a change in life circumstances to keep the financial plan relevant….
Vijaya Diagnostic Centre (after this referred to as ‘The Company’) got incorporated in 2002 as a private limited company. However, the operations date back to 1981, when the promoter opened the first diagnostic centre in Hyderabad. The company is coming up with an IPO that opens for subscription on September 1, 2021. Here is all…
Ami Organics Limited (after this referred to as ‘The Company’), based in Surat, began as a partnership firm in 2004. The company is coming up with an IPO that opens for subscription on September 1, 2021. Here is all you would like to know about Ami Organics Limited IPO. R&D driven manufacturer of specialty chemicals…
We have learned that there are three most essential elements to lead a content life. Roti, Kapda aur Makaan. In other words, healthy food, good clothes and a house to stay. While all three are necessary, spending on food and clothes is small-sized and usually non-discretionary. So, for now, we will focus on the last…
