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Investing is all about passion and belief. The aim is to earn returns higher than estimates and achieve them constantly over time. So how do you do that? First, conduct thorough research of available assets and make suitable investments. Second, conduct an annual portfolio performance review and make necessary changes. These changes could mean rebalancing…
Financial insecurity can be a big reason for stress while working towards financial security is always in the future. The thought process is contradictory, but that is the truth. To inch towards securing a better future must be the thing of the present. There is no right age to start building a financially secure life….
We are already past a month in 2022, and time flies. But, the good news is that financial planning is a long term journey, and you are not late. The perspective is life, and that is the period under consideration. However, every day is vital as every moment contributes to wealth creation. So, start now…
In conclusion, financial planning focuses on accumulating corpus while earning money. In retirement planning, you make the best use of the retirement fund. It is simple, but it is easier said than done, hence this deep dive. By design, financial planning determines savings and makes suitable investments when you work. On the other hand, you…
Financial planning is about wealth creation and having enough money for the non-earning years of life. Also, financial planning is about having money (and enough of it) when you need it. Therefore, it is essential to understand and follow the step-by-step process. But, of course, it is always easier said than done, especially for those…
Sharing is caring; we all know about it. In other words, to share is to give something to someone, which is equal to taking care of the person. But, that’s not always true. For instance, sharing financial and personal information with others is unnecessary and detrimental. Sharing information like passwords is strictly prohibited. However, there…
The government of India launched the Senior Citizens Savings Scheme in August 2004 for senior citizens. The scheme offers a continuous income stream at better interest rates than traditional savings vehicles like bank fixed or recurring deposits. In other words, a compelling long-term savings option, SCSS is safe and is convenient to operate. In the…
Financial planning is all about goal setting, savings, corpus, timely evaluation of portfolio performance, etc. At least, that is what we believe it to be. In other words, financial planning is all about making things work in a particular direction. However, we often fail to acknowledge that addressing any deterrents that can derail your financial…
BSE Sensex mounted to 60,000 points last week, and NIFTY is eager to touch 18,000 levels. These are exciting times for investors but also confuse some who are trying to justify the highs. These heights look scary, especially amid the market uncertainties from global markets, the US and China markets. It is obvious to ponder how…
Is National Pension Scheme (NPS) a tax saving option or a long-term investment option? There is merit in exploring this question as we believe it is both, but if we have to choose one, it is more of the latter. The National Pension Scheme is an investment tool that focuses on your retirement needs. If…