What’s better amongst an index ETF or an index mutual fund? Life would have been simple if answers to such questions were straightforward. In other words, every investor’s needs and expectations are different, and there is no one solution. As often said, one size does not fit all. However, a comprehensive understanding of both these…
Financial planning is all about wealth creation. It is about having enough money for the non-earning years of life. Above all, it is about having money (and enough of it) whenever you need it the most. And, of course, all this is easier said than done. Financial planning is a set-by-step process and in the…
India Pesticides Limited (IPL) commenced operations in 1984 in Bareilly, Uttar Pradesh IPL operates two manufacturing facilities located at Dewa Road, Lucknow and Sandila, Hardoi in Uttar Pradesh, India. The total installed capacity is 19,500MT for agrochemical Technicals and 6,500MT for Formulations Since inception, the company has diversified into the manufacturing of herbicide and fungicide…
How to plan long-term savings and manage expenses wisely? Questions like these are pretty common in everyone’s mind. Needless to say that everyone, and I mean everyone, has to prioritize saving money for the future. If you do not save enough, you will struggle in the long term. Traditional saving options like mandatory retirement savings…
Since the beginning of 2021, the IPO market again came into the limelight. The market witnessed a hoard of companies reaching out to the public for funds. The bull run and highly valued market lead to pricey offers. Subsequently, in the cases where the company’s business growth prospects do not support valuation, shareholders witness an…
How to make a financial plan by yourself? Do you resonate with these words? Financial planning may appear very familiar for some and a distant thought for others. For the latter, to make a financial plan by self is beyond the stretch of the imagination. Although financial planning may sound unfamiliar still, we all use…
The Government of India, vide its notification dated May 12, 2021, announced the Sovereign Gold Bond Scheme 2021-22, Series I-VI. The first gold bond scheme was launched in November 2015, and there have been several series since then. The last one was 2020-21 series, twelfth tranche of which closed in March 2021. Here are the…
One should plan for all the known milestones in life. Retirement is one such crucial phase, and preparing for that phase is what is retirement planning. A goal is to set suitable financial targets and create a plan to achieve those. In the process, you have to forecast savings, expenses and evaluate investment options after…
Mutual funds offer investors an option to invest in a lump sum or through SIP. What is a systematic investment plan (SIP)? It is a facility available to investors to invest in mutual funds in a disciplined manner, gradually over time. In other words, a fixed amount is invested at pre-determined intervals. SIP investment works…
What is Planning? It means what we decide today in advance for future events. The process starts with predetermining the events, defining objectives and careful planning to achieve those aims. Financial planning is similar and an extension of the concept, just that the scope is money-related. We will elucidate how to determine the money goals…
